Decentralized finance (DeFi) is a concept where financial products are available on a public decentralized blockchain network making them open to anyone to use rather than going through a middleman like banks or brokerages.

去中心化金融，又称分布式金融，是指这样一个概念：在一个公共的分布式的区块链网络上有各种金融产品，人们无需通过银行或经纪人等中介，就可以自由使用这些产品。

For DeFi to reach its maximum potential, as a decentralized ecosystem that doesn't answer to a central authority, blockchain platforms must stand united and interoperate.

去中心化金融作为一个无需向中央机构负责的分布式生态系统，如果要发挥其最大潜力，各个区块链平台必须联合起来实现交互操作。

Decentralized finance is still at the beginning stage of its evolution. The open and relatively distributed nature of the decentralized finance ecosystem might also pose problems to existing financial regulation.

去中心化金融正处于初期发展阶段。而这一生态系统开放和相对分布的性质，也可能会对现有的金融管制造成各种问题。