在银保监会、教育部等五部门联合印发《关于进一步规范大学生互联网消费贷款监督管理工作的通知》（以下简称《通知》）之后，全国多地都在积极行动，整顿校园贷。

In recent years, the lending platforms such as campus loans and campus installment payments provide college students with a variety of channels of loaning the money.

近年来，校园贷和校园分期付款等借贷平台为大学生提供了各种借钱渠道。

Campus loan is in essence a private loan. Most of lenders are loan sharks. The demand for such loans is high, and such a loan involves high risks.

校园贷本质上是一种私人贷款。大多数放款人都是放高利贷者。校园贷的放款条件苛刻，而校园贷本身也包含很大风险。

Some college students commit suicide because of the pressure of “campus loan”. The "campus loan" has become a security risk in the management of colleges and universities, and needs to be resolved.

部分学生由于无法承受“校园贷”带来的压力而自杀。“校园贷”已经成为大专院校管理中的安全风险，需要予以解决。

来源：同文世纪翻译，转载请注明出处。