个人征信 Personal credit
Personal credit records are usually used in granting credit, college admission and job recruitment.
个人征信记录经常用于许可贷款，大学录取和职位招聘当中。
Personal credit investigation has become a mature industry in developed economies.
在发达经济体中，个人征信调查已经发展成为一个成熟的行业。
