人人贷 Peer-to-peer (P2P) lending
Peer-to-peer (P2P) lending may be a promising alternative for loans for some small businesses.
对于许多小企业来说，人人贷（点对点借贷）是一种很有前景的替代银行借款的借款方式。
As an emerging innovative form of financial organizations, P2P lending also involves risks.
作为一种正在兴起的创新型金融组织形式，人人贷也具有风险。
